Does Homeowners’ Insurance Cover Fence Damage?

When it comes to homeowners’ insurance, one common question arises: does my insurance policy cover fence damage? The answer, as with many insurance queries, is not straightforward. It depends on a variety of factors, including the cause of the damage and the specifics of your policy. Keep reading to learn some key considerations you should be aware of when determining if your fence damage is covered by your homeowners’ insurance.

Understanding Your Policy

First and foremost, it’s essential to understand the details of your insurance policy. Homeowners insurance typically covers structures on your property, which often includes fences. However, coverage can vary significantly based on your specific policy and the insurance provider. There are generally two types of coverage to consider:

• Dwelling Coverage: This usually covers the main structure of your home and attached structures. Fences are generally not included in this category.
• Other Structures Coverage: This part of your policy is more likely to include fences. It covers structures on your property that are not attached to your house, like sheds, detached garages, and fences.

Key Considerations for Fence Damage Coverage

The cause of the damage is a critical factor in determining if your insurance will cover it. Here are some common scenarios:

• Natural Disasters: Damage caused by certain natural events like storms or lightning is usually covered. Damage from earthquakes and floods often requires additional coverage.
• Accidents: If your fence is damaged due to an accident, such as a vehicle crashing into it, insurance may cover it.
• Vandalism or Malicious Acts: These are typically covered under homeowners insurance.

Exclusions and Limits

Be aware of exclusions and limits in your policy. For instance, damage due to poor maintenance or normal wear and tear is usually not covered. Additionally, your policy may have a coverage limit for structures like fences.

Deductibles

Your policy will likely include a deductible, which is the amount you’ll need to pay out of pocket before your insurance covers the rest. Consider if the cost of repairing or replacing your fence exceeds the deductible.

A Beautiful New Fence Is Just a Phone Call Away

If you find yourself needing a new fence due to damage, or you simply want an upgrade, American Wholesale Fenceworks – Apollo Beach is here to help. We offer top-quality materials at the best possible prices. Don’t let fence damage be a setback. Call us at (813) 556-9399 for the best fencing solutions!

Disclaimer

It’s important to speak directly with your insurance provider for a clear understanding of what your policy covers. This blog provides general information, but only your insurer can give you specific details about your coverage.

Fence Materials With The Best Value – Ranked

When you buy a fence, how do you know that you will be getting the best value? What does it mean for a fence to have value, anyway? Don’t make blind purchases, learn what you’re getting into so you can buy fence materials that are actually worth your hard-earned dollar! Your trusted fence suppliers at American Wholesale Fenceworks Orlando put together this useful guide ranking the top fence materials with the best value.

Fences with the best value are the ones that last a long time and require little maintenance at a reasonable price tag. Take a look at our top choices:

Our #1 Choice: Ornamental Steel And Aluminum

What about our ornate fences give them the best value? We offer powder-coated aluminum and steel fences that last much longer than your average metal fence. That’s because the chemicals that are infused into the metal can repel water, thus preventing rust while making it easy to clean. We say that ornate fences offer the greatest value because even though it has a relatively higher upfront cost, this will be the only fence that you will ever need as it will stand the test of time.

Learn more > What Are The Different Types Of Ornamental Fences And Their Benefits?

The Best Value At A Median Price Range: Vinyl

If ornate metal fences aren’t in the budget, or they don’t fit the desired style, vinyl is the more common choice that still offers great value. Premium vinyl fences come at an affordable cost while still offering ample protection, security, and low-maintenance properties. If you buy your vinyl fencing from the right place, it can boost curb appeal with intricate designs compared to your plain and average-looking vinyl fence.

The Unexpected Contender: Chain Link

Most people disregard chain link fencing for many reasons, but they’re not built like the older types that you may be used to. Modern chain link fences are stronger and more resilient, and they come with the option to add extra protection in the form of vinyl coating or galvanization with zinc. Because of these upgrades, chain link fencing is now a smart investment for residential properties while offering great value.

Our Top Wood Varieties With The Most Value

Cypress and Western Red Cedar are the best varieties for wooden fences when it comes to receiving the best value. Both of these wood species are naturally strong and durable, lasting much longer than your ordinary wooden fence from your local big box retail store. They also radiate a natural beauty in bright and bold colors without the need for stains.

Read more > What Are The Different Types Of Wood For Fences? Top Types – Compared

Pressure-Treated Pine: The Affordable Wooden Fence Option

For those who just want an average wooden fence, pressure-treated pine is the best choice for retaining a decent value. It’s rather affordable while offering the added protection that comes from an added solution that’s integrated into the fibers at the manufacturing facility. PT pine fences are known to last for years with the right care. Just keep in mind that they typically require a bit more upkeep than vinyl or powder-coated metal fences.

Get High-Value Fencing At American Wholesale Fenceworks!

For the best fence materials with the greatest value delivered straight to you, call American Wholesale Fenceworks Orlando today at (407) 961-6073 to speak with a specialist about finding the best fence products for your next project! Be sure to ask us for a material quote on your next order.

Maintain Your Property’s Safety With A Self-Closing Gate

There are countless ways to add security to any property, but that doesn’t mean they’re all equally effective. Where do self-closing gates fall on the scale? This is one investment that’s actually worth the money. After learning more about how to maintain security on a property with a self-closing gate, contact your reputable fence suppliers at American Wholesale Fenceworks Tavares for self-closing gates delivered with platinum service!

What Is A Self-Closing Gate?

As the name implies, a self-closing gate is one that is installed with a special type of hinge that is able to latch closed on its own. No supporting force is needed to get the gate’s momentum going for it to work which makes it a great choice for amping up security. Self-closing gates are especially popular, and sometimes required, in an industrial setting where safety is a top priority with machinery and other potential dangers found on the premises. In this case, these gates are often paired with a guardrail system.

Where Do You Put A Self-Closing Gate For Commercial Use? Self-closing gates for commercial use are typically placed around areas that require personnel to be entirely alert of their surroundings for their safety. This includes next to ladders, stairways, heavy machinery, loading docks, restricted zones, and anywhere where there’s a risk of falling.

How Self-Closing Gates Make A Difference

Doing so much as to place a self-closing gate next to any potential dangers can prevent workers from getting into a disastrous, and sometimes fatal, accident. The reason why ordinary gates don’t always work in this situation is because there will always be that chance that someone forgets to close it. We’re only human, and things happen. But by removing the need to remember such an important task, the property can easily be much more secure.

Read more > What’s The Best Commercial Fence Material?

Keeping OSHA Regulations In Mind If you are going to be installing a self-closing gate on a commercial property, you’ll want to double-check the OSHA regulations for doing so before you get started. You may need to abide by weight or capacity restrictions to avoid any liabilities.

Installing Self-Closing Gates On Residential Properties

Can self-closing gates be installed on residential properties? Many homeowners get self-closing gates installed on their pool fences to help avoid accidents right in their backyards. Pool drownings are unnervingly common because it’s easy for children or pets to fall into the water completely unnoticed. A self-closing gate can stop little ones from wandering where they’re not supposed to, thus adding priceless security to the property. Self-closing gates for pool areas are typically installed on metal fences with a powder coating like aluminum and steel. These metal fence varieties are extremely durable and can add a bit of style to any beautiful pool.

Learn more > 4 Reasons Your Orlando Home Deserves A High-Quality Pool Fence

Order Self-Closing Gates From American Wholesale Fenceworks

For self-closing gates that can add valuable security to any property, call American Wholesale Fenceworks Tavares at (888) 610-1756 to learn more about our extensive catalog of fence products! We carry all kinds of fences and gates in high-grade materials, just ask us for a material quote on your next order.

What Fence Materials Are Best For The Environment?

As the years go by, more and more people start to see the true effect that we have on our environment. What can people do to help reverse things, or at the very least, slow down the process? The way we handle large-scale or “permanent” projects can matter a great deal, and the fencing material that you use for a new project is a great example. The professionals at American Wholesale Fenceworks Atlanta will be showing you which fence materials are best for the environment and why we’re the best choice for your fence supply needs!

Many newer fence materials are made to be long-lasting which can help the environment from fewer materials being produced for repairs and replacements. Examples include vinyl, powder-coated aluminum or steel, and premium-quality wood varieties. Discover more eco-friendly benefits from choosing any of these fence materials:

Defining “Eco-Friendly” In The World Of Fencing

What, exactly, makes a fence eco-friendly? Any type of material that can be recycled, or is made of recycled compounds, can positively affect the environment by reducing waste and minimizing production. Many of these materials are also expected to last a lifetime, reducing the need for manufacturing. Property owners can preserve the environment in other ways with low-maintenance fence types by requiring less water and chemicals for cleaning.

Your Eco-Friendly Fence Overview: ● Recyclable ● Made of recycled materials ● Minimal production ● Long-lasting ● Low-maintenance

Our Go-To Fence Materials For Environmental Consciousness

Thankfully, it’s not hard to find beautiful fences that meet all of the usual EV-friendly criteria. Most modern fence materials account for ideal environmental practices, but we’re here with some of the best examples:

Vinyl or PVC Fences – The Last Fence You’ll Need

Since it’s technically made of plastic, vinyl or PVC usually isn’t the first thought to come to mind when considering environmental-friendly fence types. However, vinyl fencing is typically a one-and-done deal because of its tensile strength and durability while being a low-maintenance product. This means that there’s less need for chopping down trees or producing more vinyl than necessary.

Learn more > Top 5 Reasons To Install Vinyl Fencing In Your Yard

For a natural-looking vinyl fence that calls out to the environment that you’re working so hard to protect, ask about our Simtek Ecostone vinyl privacy fences that offer the appearance of an authentic stone wall!

Western Red Cedar – Sustainably Sourced Fence Materials

Going with a wooden fence isn’t the worst choice for the environment since it’s a renewable source and it’s biodegradable. The trick is to do it right so that it can live out its expected lifespan with minimal problems. For an easy and accessible option, pressure-treated pine is a viable choice because of the added protection. However, Western Red Cedar is often considered a better eco-friendly choice because of its naturally long lifespan when cared for properly, and they are often sustainably sourced.

Read more > What Are The Different Types Of Wood For Fences? Top Types – Compared

Treated Metal Fences – The Most Recyclable Material

Powder-coated aluminum and steel fences tend to outlive most other fence types which makes them one of the most sustainable, and some varieties are even made up of recycled materials. Should the fence get taken down, it can easily be repurposed. Galvanized steel fences are incredibly long-lasting with added zinc for protection.

Support An Eco-Friendly World With American Wholesale Fenceworks!

For eco-friendly fence materials delivered straight to you, call American Wholesale Fenceworks Atlanta today to get started on a material quote for your next order! We carry vinyl, Western Red Cedar, PT pine, powder-coated aluminum, and much more in premium-grade fence supplies. Talk to our team of fence specialists for more information about our products followed by platinum service!